Car accidents can result in serious injuries and a wide array of expenses, including medical bills, lost income from missing work, property damage, and pain and suffering. Some injuries may require months or years of treatment.
Insurance companies may attempt to take advantage of your stress following a crash by trying to devalue your injuries and minimize your compensation. An experienced attorney can handle communications with the insurance company and its representatives on your behalf. Contact Baltimore Car Accident Attorney now!
A qualified car accident attorney will put your best interests first and fight to ensure you receive the compensation you deserve. They will be your advocate and guide you through every step of the process. They will be responsible for negotiating with insurance companies, filing the required paperwork in accordance with the statute of limitations, and presenting your case to a jury if necessary.
When selecting an attorney, it is essential to evaluate their track record, fees and resources. It is also important to read client reviews and testimonials to determine whether they are a good fit for your needs. Lastly, it is important to schedule a free consultation to assess the attorney’s communication abilities and ask questions.
Car accident attorneys have extensive experience with car accident claims, including evaluating past and current losses to calculate damages. In addition, they are skilled negotiators and know how to counter unsatisfactory offers from insurance providers.
They will also determine the available insurance policies and policy limits to leverage maximum coverage for their clients. They will review medical records to establish a link between the car accident and the client’s injuries, while considering comparative fault laws and how they might impact potential compensation.
Lastly, they will take into account any ongoing or future expenses to calculate total damages, such as future medical bills, rehabilitation costs, lost income, property damage and out-of-pocket expenses. They will also assist their clients in gathering evidence for their cases, such as accident reports, witness testimony and photographs of the crash scene.
While the majority of car accident cases settle out of court, the experienced car accident lawyer will be ready to take your case to trial if necessary to ensure you receive fair compensation. They will present the evidence they’ve gathered to a jury and make a convincing argument that you deserve ample compensation for your injuries, damages and losses. This will help you avoid the high cost of litigation and have a better chance of receiving the maximum possible settlement. They will also handle the day-to-day aspects of your claim, so you can focus on healing and getting back to normal life.
Purchasing insurance is one of the most important things you can do for yourself and your family. It is often a matter of life or death when accidents and disasters happen. However, many people are unsure of what to do next when they need to file an insurance claim for a covered loss. While navigating the claims process can be confusing, an experienced car accident attorney can provide guidance and support.
Depending on the type of coverage you have, your policy may cover medical bills, lost wages due to a car accident, damage to your vehicle, and other losses. An insurance company’s primary goal is to protect its bottom line, so it will challenge your claims and minimize your injuries.
A seasoned New York car accident lawyer can safeguard your legal rights and pursue the financial compensation you deserve. Our attorneys are well aware of the tactics insurance companies use to low-ball victims and can effectively fight back against them.
It is important to notify your insurer promptly, preferably within a day or two of the crash. You also need to be aware of the statute of limitations, which is the time limit for filing a claim. If you do not meet these deadlines, the insurance company could deny your claim or limit the amount it will pay.
Following your doctor’s orders regarding medical treatment is another crucial step in a successful claim. Doing so will help support your injury claim and demonstrate that the crash caused your injuries. Insurance adjusters will note gaps in treatment and try to argue that your injuries are not serious or permanent.
After evaluating your case, the insurance company will assign an adjuster to investigate the claim. Depending on your policy, this person will schedule inspections of your vehicle and the scene of the accident, hire experts, and analyze police reports. An adjuster will also evaluate your insurance policy to determine if the crash falls under any coverages you have chosen.
If you have optional coverage Part 10 (Substitute Transportation) available through your car insurance policy, you can open a claim for a rental car. You will need to check your policy for the daily limits and specific deductible that applies.
A car accident lawyer can help you navigate the statute of limitations in your state. This law sets the deadline for how long you have to sue a negligent driver for your injuries and damages. If you miss this deadline, the judge will throw out your case to save court time and resources. Your lawyer can also advise you if there is a statute of limitations exception that might apply in your case.
Car accident victims often experience a lot of stress following a crash, including dealing with medical bills and insurance companies. It can be easy to miss crucial legal deadlines, and a missed statute of limitations could mean losing the right to recover compensation for your injuries. If you are not sure how long the statute of limitations is for your case, it’s important to contact a car accident attorney ASAP.
Depending on your state’s statute of limitations laws, you may have up to three years to file a car accident lawsuit. However, these deadlines can vary by state and type of claim. For example, if someone was killed in the crash, you may have up to two years to file a wrongful death lawsuit.
The clock starts ticking on the statute of limitations the moment you become aware that you have been harmed. However, sometimes the harm caused by a car accident does not become apparent immediately. This is why there are rules known as “discovery of harm” that allow the injured party to pause the clock for a specific period of time, such as until they receive appropriate medical care.
In other cases, the statute of limitations is tolled (paused) for minors until they turn 18. Likewise, it can be tolled for car accidents that involve a government entity or employee due to certain circumstances. Depending on the facts of your case, these exceptions can add significant time to your statute of limitations.
In addition, the cost of ongoing medical care after a car accident is a compensable damage. Your New York car accident attorney can help you keep careful track of your expenses and make sure to include them in your damages calculation.
Many car accident victims must make claims against uninsured or underinsured motorists. In these cases, the car accident attorney will help you obtain compensation from your own insurance company for the portion of your losses not covered by the at-fault party’s insurance. They will also protect you from attempts by insurers to minimize your injuries and the impact of your crash, or to reduce the amount of compensation that you are owed.
For example, suppose the at-fault driver has state minimum liability coverage of $20,000 and your medical bills are much higher. In that case, you will likely need to file an underinsured motorist claim with your own insurance company to receive adequate compensation for your injuries. An experienced car accident lawyer will know the appropriate insurance claims forms to complete, as well as how to properly calculate your damages and take into account other financial and non-financial losses, such as loss of consortium.
Even a well-informed victim can be caught off guard by the tactics used by insurance companies to low-ball or deny car accident claims. Insurance adjusters are trained to minimize the impact of your accident and injury, and will try to get you to admit fault, or diminish the severity of your injuries in order to cut your potential settlement amount.
Your lawyer will stand up to these tactics and ensure that you are compensated for all of your losses – not just what the insurer is willing to pay. In addition, your lawyer will ensure that you are not underpaid for the physical and emotional trauma caused by your crash. They will also be able to determine the full extent of your property damage and ensure that you are paid for any losses related to your vehicle.
Your lawyer can also assist you in pursuing compensation against manufacturers and suppliers of defective auto parts, which contribute to thousands of crashes each year. Many of these crashes are the result of defective tires, wheels, brakes and other equipment that fails due to design or manufacturing defects. An experienced car accident attorney can identify the responsible parties and bring a claim against them for negligence.
